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Pensions Reform

• Are you aware of the requirement for auto-enrolment of workers?
• Do you understand the National Employment Savings Trust (NEST)?
• Do you know your options?
• Can you afford not to know?

Knight O'Byrne, in partnership with Sapience HR, will be presenting a Practical Guide for Employers on this challenging subject.

This will be a breakfast meeting, starting at 8.00 am, on 18th January 2012.

To book your place visit http://www.sapiencehr.co.uk/ or telephone Sapience HR on 0845 602 1453










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Bridget and Diane

Business Planning
Shareholder Protection

Financial Planning
Maintenance Payments

Personal Finances
Stakeholder Pensions